To obtain a loan against home without earnings proof, it is possible to start thinking about utilizing some of the after means:
- You could add a co-applicant who has got a credit that is good and appropriate income papers.
- You'll explain your revenue into the bank agent at length if you don't have an ITR kind. The lender declaration can be a tool that is useful this respect.
- Justify your explanation of perhaps perhaps maybe not filing ITR having a genuine explanation, and additionally consult with a income tax consultant.
- Then it can prove to be in your advantage if you are continuously practicing good banking habits.
- You may also elect to accept a reduced loan to value and avail the mortgage in place of getting the loan application rejected.